Service Name: MUTUAL SELF HELP HOUSING

Organization Name: SELF-HELP ENTERPRISES

• Description: Coronavirus COVID-19 Note: Office is closed to the public, but staff are available by phone.
  
  Facilitates community homebuilding with onsite construction supervision. Provides building materials and financial assistance. Offers low interest mortgage rates. Requires 40 hours per week for nine to twelve months.
  
  "Sweat equity", are used as the down payment on their new home, reducing costs for a new home they could otherwise not afford. Self-Help Enterprises also assists each applicant with securing the loans needed to build their home. Special financing from the U.S. Department of Agriculture and the State of California makes these homes affordable.
  
  Benefits of the Program
  • No Down Payment and Closing Costs are included in your Primary Loan
  • Monthly mortgage payment is based on household's income
  • Your payment could be lower than what you pay for rent
  • Low interest rates
  • Energy efficient homes
  • A brand new home for your family
  Main Qualifications
  • Good credit status (no credit may be acceptable)
  • Stable income from employment and other sources of income
  • Income that does not exceed eligibility guidelines
  • Ability and willingness to meet the labor requirement
  • Main applicant must be a permanent resident or U.S. citizen
  For more information visit the website www.selfhelpenterprises.org/programs/build-your-own-home
• Website: http://www.selfhelpenterprises.org
• Email: info@selfhelpenterprises.org
• Phone(s): (559) 651-1000
• Hours: Mon 8am - 5pm; Tue 8am - 5pm; Wed 8am - 5pm; Thu 8am - 5pm; Fri 8am - 5pm;
• Eligibility: Income eligible households
• Requirements: Proof of income
• Areas Served:
  • Fresno United States
  • Madera United States
• Categories:
  • Subsidized Home Acquisition